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    <loc>https://www.foothillsins.com/blog/the-optional-unit-mistake-analyzing-the-production-history-of-real-growers</loc>
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      <image:title>Blog - The Optional Unit Mistake: Analyzing the production history of real growers. - Make it stand out</image:title>
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    <loc>https://www.foothillsins.com/blog/livestock-risk-protection-lrp-a-practical-guide-for-cattle-producers-in-the-carolinas</loc>
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      <image:title>Blog - Livestock Risk Protection (LRP): A Practical Guide for Cattle Producers in the Carolinas - Make it stand out</image:title>
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    <loc>https://www.foothillsins.com/blog/are-eco-and-sco-worth-considering-in-2026</loc>
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    <lastmod>2025-09-22</lastmod>
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      <image:title>Blog - Are ECO and SCO Worth Considering in 2026? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Are ECO and SCO Worth Considering in 2026? - Make it stand out</image:title>
      <image:caption>Comparison of ECO aggregate estemated losses and premiums from 2017-2024</image:caption>
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    <lastmod>2025-09-02</lastmod>
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      <image:title>Blog - Farm Risk Management: How to Choose the Right Crop Insurance Policy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Farm Risk Management: How to Choose the Right Crop Insurance Policy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Farm Risk Management: How to Choose the Right Crop Insurance Policy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Farm Risk Management: How to Choose the Right Crop Insurance Policy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Farm Risk Management: How to Choose the Right Crop Insurance Policy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Farm Risk Management: How to Choose the Right Crop Insurance Policy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Blog - Farm Risk Management: How to Choose the Right Crop Insurance Policy - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.foothillsins.com/blog/crop-insurance-claims-the-importance-of-turning-in-suspected-damage</loc>
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    <lastmod>2025-08-22</lastmod>
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      <image:title>Blog - Crop Insurance Claims:&amp;nbsp;The Importance of Turning in Suspected Damage - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://www.foothillsins.com/blog/the-real-cost-of-skipping-crop-insurance-during-a-drought-season</loc>
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    <priority>0.5</priority>
    <lastmod>2025-09-03</lastmod>
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      <image:title>Blog - Drought or Deluge: The Cost of Skipping Crop Insurance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
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  <url>
    <loc>https://www.foothillsins.com/home</loc>
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    <lastmod>2026-01-21</lastmod>
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    <loc>https://www.foothillsins.com/cropinsurance101</loc>
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    <lastmod>2025-07-18</lastmod>
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    <lastmod>2025-05-30</lastmod>
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  <url>
    <loc>https://www.foothillsins.com/contactus</loc>
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    <lastmod>2026-02-13</lastmod>
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  <url>
    <loc>https://www.foothillsins.com/meet-the-team</loc>
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    <lastmod>2026-01-15</lastmod>
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      <image:title>Meet The Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/20fe0265-221d-495d-b62e-07ae80ef9eeb/652A1368.jpg</image:loc>
      <image:title>Meet The Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/129f3697-39a0-4b6c-957a-092b2a16a484/652A1396.jpg</image:loc>
      <image:title>Meet The Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/358ea291-3e9d-421f-a405-24d9fa82bc50/652A1361.jpg</image:loc>
      <image:title>Meet The Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/91d52064-7bdf-45f8-bf6a-1eb756c8d42d/652A1351.jpg</image:loc>
      <image:title>Meet The Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/106ee50e-0bc4-447d-9a54-385516a4f791/652A1391.jpg</image:loc>
      <image:title>Meet The Team - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.foothillsins.com/2021-tobacco-changes</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610548987054-B5NEOK9BZIMF6PNA2LJ2/2021+Tobacco+Changes.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549044337-N50R8231SYRAS4062AUR/2021+Tobacco+Changes+%284%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549043026-AYF6I84V7LMN6IAIO2LF/2021+Tobacco+Changes+%285%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
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      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549041921-0Z4XT07651H388USIERP/2021+Tobacco+Changes+%287%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549041920-AX35U9BELXN8ZQ3Z9KVG/2021+Tobacco+Changes+%288%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549043135-W9159XLYPEZH1B3I0W65/2021+Tobacco+Changes+%289%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549044683-302VUIHPEXCZONJALPJI/2021+Tobacco+Changes+%2810%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549043913-UO87F087005T5OIZ645R/2021+Tobacco+Changes+%2811%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549045270-BDWMTUBXYUA3QWR78R6X/2021+Tobacco+Changes+%2812%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549046212-TEL7MT07X5631EMPQ93Y/2021+Tobacco+Changes+%2813%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549046984-4W5ZZH22Z6MAKS1V9AYF/2021+Tobacco+Changes+%2814%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549046984-X771XPCXLTNLXJGKY5S2/2021+Tobacco+Changes+%2815%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549047165-9SLURHUBKT5ZGM03PGOA/2021+Tobacco+Changes+%2816%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549046984-BGHUGI53OOLWPE5NNP39/2021+Tobacco+Changes+%2817%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549047293-UQBHGQ0LOKFXO3LVSTK4/2021+Tobacco+Changes+%2818%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fb2a2014f6a5b24695f1a7e/1610549048052-0I4I8R8JYEB1J337UM7V/2021+Tobacco+Changes+%2819%29.jpg</image:loc>
      <image:title>2021 Tobacco Changes</image:title>
      <image:caption>RMA Tobacco FAQ (or Google: 2021 Tobacco RMA)</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.foothillsins.com/additional-information</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-01-15</lastmod>
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      <image:title>Additional Information</image:title>
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  </url>
  <url>
    <loc>https://www.foothillsins.com/hemp-insurance</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-01-16</lastmod>
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      <image:title>Hemp Insurance - Hemp Insurance</image:title>
      <image:caption>Hemp coverage is now available through Federal Crop Insurance! This coverage is very basic and there are many qualifications for eligibility, but we’ve tried to summarize the broad strokes below. If you will be growing hemp in 2025, please contact us before the Sales Closing Date of February 28, 2025: 800-660-8674</image:caption>
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  <url>
    <loc>https://www.foothillsins.com/private-products</loc>
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    <lastmod>2026-01-15</lastmod>
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    <loc>https://www.foothillsins.com/springins</loc>
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    <lastmod>2026-02-11</lastmod>
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  <url>
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      <image:title>Planting Dates</image:title>
      <image:caption>Crop Insurance Planting Deadlines You Need to Know One of the best ways for a farmer to ensure a good harvest is to get their crop planted at the right time and into good conditions.  Unfortunately, bad weather and unpredictable circumstances may prevent growers from planting as early as they would like. . At Foothills Insurance, we encourage farmers across North Carolina, South Carolina, Virginia, and Tennessee to understand their crop’s final planting dates and late planting periods.  Knowing these dates and their effect on coverage can help growers understand their risk and make informed management decisions as the season progresses.</image:caption>
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    <lastmod>2025-09-19</lastmod>
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    <lastmod>2025-10-22</lastmod>
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      <image:title>Livestock Revenue Protection</image:title>
      <image:caption>Protect Your Livestock Operation from Market Price Drops Livestock producers know how quickly market prices can change. When national cattle or swine prices drop, even small declines can have a big impact on your bottom line. Livestock Revenue Protection (LRP) helps manage that risk by providing insurance against unexpected decreases in national market prices. At Foothills Insurance, we help cattle and swine producers across North Carolina, South Carolina, Virginia, and Tennessee understand how LRP coverage works and how to tailor it to their operation.</image:caption>
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    <lastmod>2026-01-15</lastmod>
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      <image:title>Pasture and Hayland Coverage</image:title>
      <image:caption>Pasture and Hayland Coverage Services at Foothills Insurance Protect your farm  and build long term financial stability with Pasture and Hayland Coverage through Foothills Insurance. Our team helps growers use data driven strategies to turn rainfall risk into a reliable financial tool. Call 1-800-660-8670 or contact us today to learn more and schedule a consultation.</image:caption>
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